Transforming Debt Into Wealth

Most people dream of wealth and prosperity but resolve to never attaining it!

? - Why do some attain wealth and others swim in debt and just skim by? What is the defining component between those who have debt and those who have wealth.... Education! I am not talking about a formal education either, I am talking about a financial education. Where one has learned how money and finances work and have learned how to make money and interest work for them!

Financial education is NOT taught in school. We are required to have 12 years of math and to have our times tables memorized but we only have to take ONE economics class????

We should have been taught:

• Years of financial strategies and money management skills,
• Told the truth about how the economy, taxes and interest really work
• How the tax system in America stragles our financial potentials,
• How compounded interest can imprisions us for years from one poor financial decision.

We should have been taught how the US banking system works. How the banks use our money at a cheap interest rate to earn high profits from..... ourselves????

How does that work - the banks use your money at a low 2-3% rate then turn around and loan that money back to us in a car loan or a mortgage and charge us a 7-10% interest rate. Yes - that is how it works sorry to be the one to have to tell you that.

Our whole economic system is structured to profit from the "financially un-educated". Our banking systems, our tax system, government and even the media all count on dumb consumers to calculate their rediculous profit margins. We are a financially ill society and they want it to stay that way. No one wants to have their "milk cow" learn how to open the gate and get to open range.

We have all been taught that "credit" is a standard for living in our society. We are bombared by "buy now - pay later" opportunities every where we turn. It is socially accepted to file for bankruptcy and then turn around and emediately qualify for a car or mortgage. Financial institutions count on it!

Your "Money Destiny" is your responsibility, NO ONE will do it for you. If you have a deep desire to change your financial future Transforming Debt Into Wealth can be a reality.

You can do things different from the majority of Americans and be significantly better off financially for it.

Even though you may not have been taught healthy money skills you can still attain your financial goals. The #1 thing you have to do is - You must evolve.

You must gain a "financial education". You must learn how to seen and read numbers, You must develop new money skills & habits and most important you must change how you think about money!

You may have gotten yourself into debt but you will not be able to get yourself out on your own. You will need help. Anything new we endeavour to do in life we need:

1- information

2- a plan

3- help and support to stay on course

It is no different with money, most people look to traditional debt solutions.

• Debt consolidation.
• Taking out loans on their home equity.
• Filing bankruptcy.
• Paying someone else to clean up their mess for them.

These are all temporary fixes - they DO NOT solve the problem. All they do is create a temporary fix but create a larger long-term disaster.

You must address the problem at the core - YOU!

The key instrument in transforming your debt into wealth is you. All successful individuals whether it is athletes, astronauts or Shamu the whale - they all have coaches and ongoing consistent training to help them succeed.

Why do you think LA Weight loss and Jeni Craig has had such great success? It is a "System" coupled with; people to help you step by step, consistent management of your current status - your progress - your goals.

You need knowledge in conjunction with a system. Knowledge alone will not empower you to transform your financial situation. You first need knowledge - then you need a plan with a system - you need to take action - AND you need ongoing help to stay on course.

Most people make financially decisions based of emotions. If they want something they go by it, without weighing out the consequences of that financial decision.

One purchase on a credit card could potentially cost additional thousands of dollars in interest. Money that you could put towards your car loan or your mortgage.

If people could weigh out and view the real effects of a financial decision before they made it they would have dramatically different financial habits!

What if you could see the ripple affects of purchasing say a big screen TV, knowing before the purchase that it would add one whole year to your mortgage and cost you $11,000.00 dollars in additional interest? Would you choose the TV or paying off your mortgage one year earlier and having an extra $11,000.00 dollars to pay cash for a TV and have extra sitting in a savings account.....

So Many Others have their hands in your wallet that there is no way for you to attain wealth without dramatically changing how you view and approach finances.

"If you do what everyone else does, you will wind up having what everyone else has. And for most people, what they have is years of hard work, unfair taxes and a lifetime of debt."- Robert Kiyosaki, Cashflow Quadrant....

1-Find and Utilize a system that will offer you support in attaining your financial goals by showing you how to strategically pay off your debt, allow you to see the effects of your financial decisions prior to making them helping you gain a sound financial education.

2-Be unconventional in your approach when it comes to money. You have to be proactive for your financial well being - no one else is going to do it for you. Don't do what the majority of people are doing - the financial sharks are always on the hunt for their next prey. We are at their mercy if we are swimming "main stream" financially.

3-Play a smart money game, position yourself to earn what you are worth, make interest work for you and get Uncle Sam's hands out of your pocket - It's not how much you make but how much you get to keep that counts. Stop and plug any money leaks in your financial ship, apply money saving strategies in your daily life.

How you earn money will have a factor on your wealth as well. You will never become wealthy working for someone else! Your bosses job is to give you a job not make you wealthy.

"Formal education will make you a living; self-education will make you a fortune." -Jim Rohn

• You will not get paid what you are worth.
• You are not in full control of your financial potential.
• You are working to build someone else's dreams not yours.
• You will not fully gain a real Financial Education if you give someone else control.
• Working a JOB gives Uncle Sam first dibs at your $$$ before you.

You need to start a home based business on the side. Even if it is just for the tax advantages alone. You can save yourself thousands of dollars in tax deductions alone, not to mention the financial gain aspect. By taking your passions or hobbies and starting a business from home you can reduce your taxes, claim more deductions, and learn a financial education while turning your passion into profits.

Anyone can transfrom debt into wealth with a little help and education.

• Take control of your own money.
• Take respsonsiblity for your money decisions.
• Utilize a strategic debt payoff system.
• Gain a financial education.
• Make sure you have support along the way.
• Play a smart money game.
• Don't be affraid to do things different from everyone else.

Forbes Magazine asked the richest 400 people in America, what the most important key to building wealth was.... 75% said becomming and staying debt free is the #1 key to building wealth!

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